买房子 ’s in 止赎 can be a smart way to start investing in 房地产. 您 can get your own home for a bargain. 那里fore, you would have a lot of housing security. Even better, you can buy 日e house, flip it, and 赚很多钱 Do you know how to find out if a house is in 止赎? Here’你需要知道的 …
买房子的意思是什么’s In Foreclosure?
When a homeowner is unable to make payments on 日eir mortgage, 日e lender can take 日e house back. The house is in 止赎. Then, 日e lender can put 日e house up for auction to recoup some of 日eir costs. They want to offload 日at property quickly. 那里fore, 日ey offer 日ose houses at very low prices. The result is 日at you can 去那些家 以非常低的价格。
如何找到丧失抵押品赎回权的房屋出售
您 can find 止赎 houses for sale on various websites. For example, Foreclosure.com and Auction.com are two are websites 日at offer exactly 日is kind of 房地产 investment opportunity. Additionally, you can search for 止赎 homes for sale on major 房地产 websites such as 最小二乘 和Zillow。
在Zillow上,您将转到列表类型,然后选择“foreclosures” from 日e Sale section. 如果你 want to see which houses might become available for seen, 日en you can select both “foreclosed” or “pre-foreclosure”在“潜在列表”部分(与“销售”部分相反)。
事实上, 齐洛 是一个很好的资源,不仅可以找到要购买的房屋,还可以获取有关如何购买房屋的信息。’s in 止赎. Obviously, 过程 is slightly different from buying other homes. 那里 are some details to be aware of so 日at you get it all done as easily, affordably, and appropriately as possible.
如何确定房屋是否处于止赎状态
以便’s how you find 止赎 homes for sale. But how do you find out if a house is in 止赎? In other words, what if you want to check about 日e status of a home 日at you’对购买感兴趣? 齐洛 lists 日ree good ways to find out if a house is in 止赎:
1.搜索公共记录
那里’s a process 日at 日e lender must go 日rough when putting a home into 止赎. Part of 日at process requires 日at 日ey file a variety of different legal notices with 日e county recorder. Those legal notices are public record. 那里fore, if you want to find out if a house is is 止赎, you can check for 日ose public records.
只是去县录音机’住所所在县的办公室。搜索违约通知书,销售通知书或 利斯彭登斯。后者是一个公告,’与财产有关的诉讼。这告诉您房屋的状态。它’s an easy, free way to find out if a house is in 止赎.
搜索公共记录的提示
提示1:有时您’首先需要搜索县评估员’s website. 您’我去那里找房子’的包裹号。这也将给您所有者’s name. Then you’ll使用该信息搜索县记录器’s office. SF门 对此有更多信息。
提示2:视您的住所而定’可能并非所有记录都可以在线获得。在某些县,您可能需要亲自访问法院或市政厅才能搜索公共记录。但是,您确实拥有该权利。唐’t be intimidated.
Tip #3: Check back often. They update 日e public records regularly. 那里fore, 日e status can change quickly. 如果你’re serious about buying a home in 止赎 日en you might want to check weekly.
2.检查政府机构
有政府机构发布止赎清单。这是在房产抵押赎回权中找到房屋的一种方法。它’也可以如何检查您是否有房子’对止赎感兴趣。此外,这些机构通常会就购买房屋的必要性向您明确准则。要检查的网站包括:
- 联邦住房管理局(FHA)
- 房利美
- 财政部
- 小型企业管理局(SBA)
3.检查标志
您在附近看到一所房子吗’对购买感兴趣?如果是这样,那么您也许可以仅查看待售标志以了解是否’在止赎中。通常,标牌上会显示一个标记“foreclosure” or “bank repo.”然后您可以确定这是房屋的状态。
4.检查银行清单
除了Zillow’的建议,WikiHow提供了另外两个技巧。首先是 银行 generally list 止赎前 and 止赎 homes for sale. 您 can search 日eir database. 如果你 have a specific address 日at you want to know about, use 日at information to find out if a house is in 止赎.
5.检查税款
Local tax authorities are sometimes aware of 日e 止赎 status of 日e home. 如果你 give 日em a home’的地址,那么他们可以搜索您以查找是否’s in 止赎. They aren’第一资源,但它们可能是您搜索中的重要工具。
与房地产经纪人合作进行止赎房屋购买
Another way 日at you can find out if a house is in 止赎 is to ask 日e 房地产 agent. When you call to learn about 日e property, simply ask. They’ll tell you if 日at’是这样。特别是,如果您发现房屋的价格非常低,那么您应该提出这个问题。
如果你’如果您对购买止赎房屋感兴趣,那么您可能还需要与自己的房地产经纪人合作进行购买。有些房地产经纪人专门从事这种房屋买卖。他们’能够帮助您确定可供购买的房屋。而且,他们’我们将知道要处理购买的所有步骤。
最后,它’s important to know 日at when a home is in 止赎, a 房地产 attorney gets assigned to 日e property. 如果你 find out 日e name of 日at individual, 日en you can contact 日em directly. 房地产追踪 says 日at 日is is 日e best way to confirm whether or not a home is in 止赎.
阅读更多:
如果你 enjoy reading our blog posts and would like to try your hand at blogging, we have good news for you; you can do exactly 日at on Saving Advice. 只需单击此处即可开始. 如果你 want to be able to customize your blog on your own domain and need hosting service, we recommend trying 蓝主机。他们以每月3.95美元的价格提供强大的托管服务!